Crypto feels like watching 1999 all over again, except this time the dot-coms were at least pretending to build something real. I’ve seen the merchant-side pain points UPI solved — actual, daily friction — and I don’t see that depth in 90% of blockchain use cases. It’s venture capital playing religious revivalists, preaching decentralisation while holding priesthood over the keys. A few smart people I respect are quietly building, but the noise is all circus: rich boys in Miami, grifters on YouTube, and Indian founders who think wearing a hoodie absolves them of ethics. I want to believe in the underlying idea, but I hate how easily belief becomes cargo cult. My salary is in rupees, my savings in index funds, and my patience with bullshit has a hard limit.
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